Launch cards, Mobile Money, bank collections, and merchant settlement from one Uganda-ready gateway.

Accept payments, automate payouts, and manage settlement through one developer-friendly operating layer for cards, Mobile Money, banks, and payment links.

Create free account Talk to sales
Always-on processing Live

Synergic Payments

Official launch preview for cards, Mobile Money, and bank rails.

Official launch
Preparing to go live Final checks and release scheduling in progress.
98.6% Success rate
T+0 Settlement
24/7 Monitoring
Trusted payment rails

Connect to the channels your customers already use.

Cards, wallets, and bank-adjacent rails arranged for a clean checkout and settlement experience.

MTN MoMo logo Mobile Money

MTN MoMo

Uganda collections

Ready
Airtel Money logo Mobile Money

Airtel Money

Wallet payments

Ready
Visa logo Cards

Visa

Global card rails

Ready
Mastercard logo Cards

Mastercard

Debit and credit

Ready

Built for Africa

Everything you need to accept and send payments

One powerful platform. Multiple payment methods. Built with compliance, speed, and simplicity at the core.

01

Real-time collections

Accept Mobile Money, card, bank, and payment link transactions with confirmation in seconds.

02

Mass disbursements

Pay thousands of recipients across wallets and banks with controlled approval workflows.

03

Bank-grade security

Use signed webhooks, audit trails, fraud review, and settlement controls for every transaction.

04

Unified dashboard

Monitor all payment flows, reconciliation reports, exports, fees, and transaction logs.

05

Developer-first API

Integrate REST endpoints and webhook events with sandbox tools and clean documentation.

06

Multi-country support

Launch in Uganda first, then scale payment workflows across East African markets.

Simple by design

Up and running in four steps

01

Create your account

Submit your business details, settlement preferences, and onboarding documents.

02

Integrate the API

Use hosted checkout, payment links, direct collections, or payout workflows.

03

Test in sandbox

Simulate collections, disbursements, webhooks, and reconciliation events.

04

Go live and scale

Activate production credentials and launch with monitored support.

Transparent pricing

Fees that are always clear

We show collection and disbursement costs clearly by country and rail so finance teams can forecast with confidence.

Filter by country
All countries

Uganda

M

Mobile network operator

MTN MoMo

See details

Collections

3%

Flat rate · Paid by you

Collection fees paid by you 2% MMO + 1% Synergic
Collection fees paid by customers MMO fee only

Disbursements

Tiered

MMO + Synergic fee · Paid by you

Transaction amount Transaction fee
< 500 UGX 0 UGX + 1%
< 60,000 UGX 300 UGX + 1%
< 125,000 UGX 600 UGX + 1%
>= 500,000 UGX 2,000 UGX + 1%
A

Mobile network operator

Airtel Money

See details

Collections

2.5%

Flat rate · Paid by you

Collection fees paid by you 1.5% MMO + 1% Synergic
Collection fees paid by customers MMO fee only

Disbursements

Tiered

MMO + Synergic fee · Paid by you

Transaction amount Transaction fee
< 500 UGX 0 UGX + 1%
< 60,000 UGX 250 UGX + 1%
< 160,000 UGX 550 UGX + 1%
>= 160,000 UGX 1,500 UGX + 1%

Kenya

S

Mobile network operator

M-Pesa (Safaricom)

See details

Collections

2%

Flat rate · Paid by you

Collection fees paid by you 1% MMO + 1% Synergic
Collection fees paid by customers MMO fee only

Disbursements

Tiered

MMO + Synergic fee · Paid by you

Transaction amount Transaction fee
< 100 KES 0 KES + 1%
< 2,500 KES 15 KES + 1%
< 5,000 KES 30 KES + 1%
>= 5,000 KES 80 KES + 1%