Payment Architecture — Synergic Pay

Pricing

Payments stack

Accept collections, route funds, and settle merchants from one Uganda-ready platform.

Launch checkout, payment links, direct API collections, and settlement workflows without stitching together separate providers.

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Core products Checkout and payment links Collections API Merchant settlement

Operations Smart routing Reconciliation dashboard Merchant onboarding

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Use cases

Designed for institutions, platforms, and growth-stage merchants managing collections at scale.

Support recurring fees, enterprise collections, multi-merchant rollouts, and outbound payout programs from a single integration model.

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Industries Schools and education Healthcare and billing Marketplaces and platforms

Workflows Merchant rollout Ops visibility Collections and payouts

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Developer platform

Build against clean payment APIs with sandbox access, predictable objects, and rollout-ready flows.

Go from payment links to direct collections and webhook-driven reconciliation without changing platforms as you scale.

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Start building API overview Collections endpoints Payouts and settlements

Implementation Integration architecture Merchant onboarding Technical support

Launch Get API access Ops dashboard Commercial plans

Resources

Everything teams need to evaluate Synergic Pay before launch.

Review platform architecture, onboarding requirements, pricing, and contact paths in one place for business and technical teams.

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Learn Architecture Pricing Developer docs

Operate Dashboard Onboarding Support

Connect Request demo Sales contact Platform overview

Architecture

Production architecture for cards, Mobile Money, banks, ledger, and settlement.

Solution overview for banks, telecoms, enterprise customers, and implementation teams.

Payment flow

1. Merchant integration

Merchant app, website, POS, or ERP initiates a payment intent through hosted checkout or API.

2. Channel orchestration

Gateway routes the transaction to card, Mobile Money, or bank connectors based on method, availability, and merchant config.

3. Ledger posting

Gross amount, fees, taxes, and merchant balances are written to the internal transaction and settlement ledger.

4. Reconciliation and payout

Approved net funds are exported to payout workflows for bank or wallet settlement.

System layers

Platform components

Checkout engine Hosted & embedded UI

Connector layer Card · MoMo · Bank

Rules engine Limits · velocity · risk

Ledger service Double-entry posting

Settlement processor Payout & approval

Reconciliation Reports & exceptions

Webhook dispatcher Delivery & retry

Merchant config Profiles & routing